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Car Tech, Green Tech

Hybrid Owners Drive More and Get More Tickets, Study Shows


Quality Planning, an insurance consultant firm, recently concluded a two-year study on the driving habits of approximately 350,000 automobile owners. It investigated driving tendencies and maintenance costs to determine the unique risks involved with insuring hybrids. Apparently, hybrid owners are ticket-prone, rich, and into marathon-style distances.

According to the survey, hybrid owners drive approximately 25-percent more miles (commute excluded) than gas-only vehicle owners. Incidentally, they also accumulate more traffic citations per 100,000 miles than their gas-guzzling counterparts. (Perhaps the hybrid owners are just trying to prove that their "green" cars have some muscle, too.) The results also indicated that, even though the cost differential is significantly narrowing, hybrids are still more expensive to maintain than other cars.

While the results of the study might not be overly surprising, the fact that some insurance carriers provide policy discounts for hybrid owners is significant. Some studies indicate that hybrids are now cheaper to own in the long term, but that may be offset by the elimination of insurance policy discounts and the increase of policy rates, thank you very much, Quality Planning. [From: Autoblog]

Car Tech

Dire Financial Straits Find People Destroying Their Cars


When times are tough, people turn to schemes and scams to solve their money woes. And as drivers are having an increasingly hard time dealing with gas-consuming vehicles that require monthly payments and insurance fees, some have fallen back on a good old-fashioned solution: insurance fraud by setting fire to, intentionally crashing, or ditching their own rides.

The Los Angeles Times reports that, during the first quarter of 2009, suspicious vehicle fires in the U.S. leaped 27-percent from last year, intentionally destroyed or abandoned cars climbed 24-percent, and staged car accidents rose 34-percent. Since consumers shell out a premium every month, they are hoping that insurance companies might not check out every claim. Not true. In fact, since crime rates tend to rise during economic downturns, claims agents tend to be more diligent in their investigations, especially when vehicle arson numbers are experiencing such a dramatic upswing. [From: LATimes.com, via The Consumerist]

Cell Phones, Web, Social Networking

British Drivers Tweet and Update Facebook While Driving, Study Reveals



We are officially horrified. According to a new survey from British insurance company Esure, one in 10 drivers admit to sending updates to Twitter, Facebook and other social networking services while driving. That's just as bad as driving while texting, which is both illegal and stupid. What is really terrifying, though, is the number of reports in which the involved driver was performing some other stupid action while driving and texting.

In its investigation, Esure came across updates to social networking sites saying things like: "Driving with my knees and peeling an orange...Probably not the safest thing to be doing" and "Intoxicated driving. Let's hope this works out." Apparently, one person decided to update their status while driving a school bus.

We don't even know where to begin explaining what is wrong with all these things, but, let's leave it at the most basic level. If you're driving, drive. Put down the phone, the orange, the beer, or whatever else is distracting you. It's bad enough that you knowingly engage in one potentially lethal task while driving; don't advertise what an idiot you are, and further distract yourself from your driving activities. [From: Sydney Morning Herald, via Textually.org]

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Car Tech, Cameras, Computers

New Database Will Expose Uninsured Drivers to Cops



In this country, all 50 states require motorists to have car insurance. However, because tracking the status of a driver's insurance is up to local and state governments, many uninsured drivers are able to avoid detection unless they're stopped for other offenses. That's set to change, as a company called InsureNet is looking to simplify the detection of uninsured drivers by building a list of the nation's uninsured and allowing law enforcement officials to access the list in order to match license plates against it.

According to an article in Wired, InsureNet envisions police and traffic cameras being able to immediately check the status of a vehicle's insurance and, if necessary, issue a citation on the spot or through the mail.

Is the new driver database a threat to privacy?


The city of Chicago has already expressed interest in the system, believing that it could raise up to $100 million annually through increased fines, not to mention reduce the number of uninsured drivers on the road (which is estimated at about 16-percent nationwide). The ACLU has expressed concern that the system poses a threat to privacy, but we're pretty sure they're contractually obligated to say that about everything. [From: Wired]

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Car Tech, iPhone

iPhone Used to Avoid Traffic Ticket

iPhone Used to Avoid Ticket

We're used to the iPhone saving people from things like boredom, and darkness, but according to one TUAW reader, the iPhone saved him from a traffic ticket.

A man identifying himself only as Paul informed TUAW via e-mail that, as he was recently driving along a snow-covered road somewhere in the Midwest, he was rear-ended by another driver, damaging both vehicles. When an officer arrived at the scene to investigate, Paul realized that he didn't have an up-to-date insurance card. In that unidentified state, not being able to prove current coverage turned out to warrant a $200 fine. That's when Paul got crafty and used his iPhone to log onto the Geico Web site and request a PDF copy of his current insurance card. It was soon e-mailed to him.

Surprisingly, the officer accepted the digital copy on Paul's phone as sufficient evidence of his coverage, and let him slide on the fine. See, all the money spent on these fancy gadgets isn't a complete waste; Paul saved himself the price of the iPhone with two minutes on the Geico site. [From: TUAW]

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Car Tech, Video Games

Allstate Wants to Improve Driving with Video Games

Allstate Wants to Improve Driving with Video Games
Apparently the trendy magic cure during these '00s is video games. They've been used to rehabilitate stroke victims and wounded soldiers, make us smarter, stave off the effects of aging, help immigrants become naturalized citizens, and even lose weight. Now Allstate is looking to add "become a better driver" to the list of things video games help you do.

The insurance giant is running a pilot program for drivers over 50 in Pennsylvania that uses a video game developed by Posit Science to increase visual acuity, cognitive skills, and reaction time. Allstate plans on distributing the game to 100,000 customers and comparing the accident rates to a control group of the same age that don't use the game.

Though drivers between 50 and 60 years old have the lowest accident rates, the rate starts to climb after 60. Allstate hopes this will help eliminate or reduced the impact of age-related decline. Lets just hope it also helps our senior motorists find the gas pedal. [From: USA Today]

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