To help parents monitor their young drivers, American Family Insurance is offering its customers the option to have a small video camera installed in their childrens' vehicles, free of charge. According to The Kansas City Star, the camera, which is mounted on the rearview mirror, records views of the person behind the wheel, and of the road ahead. If a driver makes an irregular move -- like whipping into another lane, stomping the brakes or crashing into something -- an analyst for DriveCam, Inc., the video firm behind this technology, can view a 20-second clip. After looking at the moments before, during and after the accident, the analyst determines whether or not the video should be sent to the teen's parents. Sandra Spann, a spokeswoman from the insurance company, told the Star that this video footage isn't typically used to settle claims or determine liability for customers. Instead, the idea is for parents and teens to sit down, look at the footage, and discuss what the teen was doing wrong, so that he or she doesn't make the same mistake in the future.
Of course, teens want their privacy and freedom behind the wheel. Driving unaccompanied is a rite of passage, and the fact that the DriveCam is always recording will likely annoy young drivers. But parents will only see footage from inside the car if their teen makes a mistake behind the wheel. Sorry kids, but you can't cry privacy violation as your folks watch you plowing over a mailbox because you were texting on your iPhone.
The insurance company won't use the footage in their claim evaluation??? So if the teen were texting before plowing into something, they wouldn't use that against them and deny the claim??? Yeah, like I would believe that.....
The use of the camera should be a decision reached once the parents and children discuss it. Concerning whether the insurance company would use footage to determine any claims made - as a person who was a claim adjuster for over 20 years - Believe me - if there was a conflict between how the loss occurred - it would be used - unless there is a state law prohibiting it.
Yeah, just what you want is for anyone that holds any liability over you to have a video of your actions. First their lawyers will use it against you, then the cops will want a copy to prosecute ANY illegal acts. No way.
@Scootrbum So maybe don't commit illegal acts, and you won't have these problems then. The only people who wouldn't like this are those who are going to cry they can't get away with the stuff they want to do. Don't be irresponsible behind the wheel, and you won't have anything to worry about.
Comments
5
Subscribe to commentsstephenJan 26th 2011 11:33AM
If i were a kid, i know where i'd be sticking my bubble gum.
Mark R-BJan 26th 2011 12:07PM
The insurance company won't use the footage in their claim evaluation??? So if the teen were texting before plowing into something, they wouldn't use that against them and deny the claim??? Yeah, like I would believe that.....
lmJan 26th 2011 2:58PM
The use of the camera should be a decision reached once the parents and children discuss it.
Concerning whether the insurance company would use footage to determine any claims made - as a person who was a claim adjuster for over 20 years - Believe me - if there was a conflict between how the loss occurred - it would be used - unless there is a state law prohibiting it.
ScootrbumJan 26th 2011 3:45PM
Yeah, just what you want is for anyone that holds any liability over you to have a video of your actions. First their lawyers will use it against you, then the cops will want a copy to prosecute ANY illegal acts.
No way.
NemephosisJan 29th 2011 9:05PM
@Scootrbum So maybe don't commit illegal acts, and you won't have these problems then. The only people who wouldn't like this are those who are going to cry they can't get away with the stuff they want to do. Don't be irresponsible behind the wheel, and you won't have anything to worry about.