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Who Needs a Prepaid Phone?

6. If you're just not into technology and don't care about iPhones...
Plenty of you don't care about the iPhone or other hot smart phones, which means prepaid is a definite option for you. Why? Because none of those hot handsets you don't care about are available with prepaid carriers (without the two-year contract, carriers are reluctant to subsidize the price of these high-end handsets). So, generic 'dumb' phones are the affordable flavor of the day with prepaid plans. Cricket, for instance, offers a $30 refurbished phone with a basic low-resolution camera and the capability to send and receive texts.

That said, prepaid carriers offer some higher end products as well. If you're willing to spend $279, Cricket will sell you a Motorola Evoke QA4, with a touchscreen, 2-megapixel (MP) camera, microSD slot for music playback, Bluetooth and more. (You'll have to pay an extra $15 per month for Web surfing via high-speed 3G as well.)

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