More People Managing Their Finances Online, Survey Finds
If at all possible, we here at Switched avoid making trips to the bank; on the fun-meter, the visits rank right up there with going to the dentist. Long lines, annoying forms, and rude tellers waiting for us once we walk in the door tend to be the normal experience, and it appears we aren't the only folks that feel this way, either.CNET News writes of a recent survey by the Gartner Group that found 47-percent of those surveyed within the United States conduct their banking business online. Preference for online banking isn't quite as strong across the Atlantic Ocean, though. In the United Kingdom, 30-percent of those surveyed said they handle their finances digitally. The survey also found that those with larger incomes were more likely to bank online.
Gartner reported several reasons for folks' decisions not to participate in this growing trend. Of those non-participants in the U.S. and U.K., 61-percent and 58-percent, respectively, responded that they just plain liked other, more traditional forms of banking. Forty-one- and 38-percent said security concerns were the main reason they did not use such services.
Despite security concerns, we expect more and more folks will turn to the Web in the coming years for their banking needs. It just makes sense. Why spend money on gas and wait in line when you can manage your account from your computer? All it takes is a little common sense (for example, don't manage your account on a public computer and don't swap user names, password, etc. via e-mail), and, like us, you will find that sitting back and pressing a few buttons beats an afternoon stop at the bank any day. [From: CNET News]
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