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Which Warranties Should You Get?


1. Before you buy any extended warranty, see what your credit company might offer if you charge the purchase.

You should think twice before buying an extended warranty, but it's fine if someone else buys it for you. Several major credit cards will extend your warranty up to an additional year, gratis, if you charge the purchase. American Express includes the service on even its entry-level plastic. Visa and Master Card provide it for higher-end card holders.

If you'd rather pay cash, you can still get a free warranty upgrade on a TV or a computer by shopping at Costco. That big-box temple of thrift automatically extends coverage for customers.

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