Millions of Credit Card Numbers Nabbed in Payment System Breach

jt44mag that just happened to me yesterday. They said I didn't pay and I overpaid my balance. They tacked on a $38 late fee and INCREASED the interest on the card from 8% to 29%!!!!!!!! Luckily it was caught within a day. CRAZY!!!!!!!!!!!

Credit cards should require PIN numbers to be used. If someone breaks into your car and steals your credit card, they can rack up hundreds of dollars on it before you discover the crime. No PIN, no spending, no loss. I have one credit card specifically for online transactions. It has a low spending amount. If someone tries to use it I won't be out too much. It also keeps me from buying too much. I agree with the treason comment. Does society really think that sending a hacker to jail will teach them not to hack? It just teaches them where they went wrong and how to do it better next time.

I could laugh, but... theoretically I guess these guys are right. If your house needs a new roof because the previous owner was an idiot who vented the bathroom into the attic instead of outdoors and eventually rotted the entire roof, and you don't happen to have the $4100 lying around handy (or stashed in your mattress), you're just supposed to what? Oh, I know. Let the roof leak. Try to get your insurance to pay for that. Try to sell the house in that condition. Credit CAN be used responsibly.

I think we should have a regional block party pot luck and burn our credit cards all but (1), your ATM/Debit card. We are starting a new era with President Obama, lets start a new era in fighting the credit card crunch. Those of us that can should start living with cash and stop trying to keep up with the Joness' of the world with all our toys that may make our lives easy but in the end making all those payments for our pleasure causes the opposite,,stress and inability to keep our lives on the road to a successful future.

The simple fact is that CONGRESS caved into the credit card lobbiests and gave them the power to change a SIGNED CONTRACT at will, including, but not limited to, raising the APR
arbitrarily for "business considerations". There is a provision, in very small print, to "opt out" when an increase is published, meaning that if one does opt-out, the account is closed with a resulting DECREASE in the overall credit score which is under their control as well. After that, the credit card companies are still authorized (by congress!) to increase the APR, leaving the consumer without alternative options. The telephone call to have the % rate decreased works sometimes IF a person is willing to go through layers of automated "menus" and can affored to wait up to an hour to speak with "the next available service representative"...
but it is a crap-shoot, any way you look at it. Using the card for EMERGENCIES ONLY and paying the entire amount before the "grace period" expires is the only way to avoid enriching these predatory companies.

people all over the world are evil . thats what is gonna destroy mankind is man . you cant trust anyone no more . theres a lot i mean lots of greedy people in this world greed money power women . yhey all go together & thats the american dream get rich get power get women & with money you get away with even murder obviously .i get 1 year in jail for possession of drugs some rich wealyhy man get probation for 3 time selling drug & weapons charge .. just shows people are evil could b anyone white collar worker blue collar workers judges crookede cops &politicians.

Matu Feliciano
I am white and I don't do any of the things you blanketly acuse white people of....you sir...are an idiot

I just got a notice from RBS Worldpay (credit card processor) that their computer was hacked and the theives now have my name, address, birthday, and all other pertinent information to open new accounts. I hope Lifelock really works!

RBS Worldpay didn't tell me in their letter that they had been hacked, just that there was a security breach. I had to call them to find out they had been hacked.

It is small comfort to know that the very people who control your all iimportant credit rating aren't capable of running a one chair barbershop---- security breaches should carry a financial penalty for the company that loses the data-- if this drives them out of business, so be it! Only the strong will survive-- and in this instance-- that is exactly what you want. Why reward incompetence?

All countries should agree on appropriate criminal sanctions for hackers. Those countries that refuse to do so should be excluded from the Web.

The one shining star hacker I heard of was the one guy I am told hacked into a major bank that had a govt. bailout only to discover millions of taxpayers dollars pocketed by Fat Cat CEO's to offshore accounts. Our money! Taxpayers money..stolen by rich greedy bastards! The outcome? The FBI arresting the hacker for doing it but not one thing done to the fat cats who took millions that was suppose to stable the bank. Figures, a lone hero hacker and what happens.....thats justice for you! He bad! Bad Hacker guy!!! nevermind the REAL thieves! The real greedy fat cats! Naww let them steal millions while people lose homes, savings ect.

Will they EVER get it right? We are 30 years into the computer and internet age and they still can't keep hackers out? Microsoft is still updating XP? Vista is a flop.. I don't have any probs with Vista except for the picture viewer, but I see those commercials and I wonder why they just dont show ppl what vista can do when they buy the freaking computer.. and why do they sell computers that are too under powered to use all of Vistas features?... I'm getting off subject here but it just seems like they could get something right and stay with it. Nobody wants to change OSs all the time and do updates and still get hacked.

Class action lawsuits are a joke. Lawyers get rich and the consumer gets shafted... AGAIN. If the government was doing their job a judge could look at the case and give restitution without having to pay lawyers millions of dollars. The lawyer didn't lose money in the case the consumer did... why does he come out millions richer while the consumer gets a $5 coupon?

This is why I use cash when I pay for things. You just can trust these companies anymore. You go away on vacation people get your credit card information, you get your credit card statements in the mail and people steal your mail. It's crazy.You can't even trust the people that approve you for the credit cards. Two years ago my parents had a credit card from a well-known banking company and come to find out someone that worked for the company two men were the ones that were taking credit card numbers and charging little things at a time on people's credit cards. So my parents go a bill from some place in Utah for like biking equipment and my parents never been to Utah.It was crazy but it was two men working for the credit card company. That's why I say you can't even trust them.

AND IF YOU MISS A PAYMENT EVEN BY ONE DAY..YOU ARE SCREWED..THEY RAISE YOUR RATE & LOWER YOUR CREDIT LIMIT THUS LOWERING YOUR FICA SCORE..AND NOW MY FRIENDS TELL ME THAT EVEN W/ A GREAT SCORE (760) AND PROPERTY..YOU CAN NOT GET A LOAN..THEY ARE FREEZING OUT THE MIDDLE CLASS PERIOD!

OBVIOUSLY THESE '"SECURE SITES" ARE NOT SO SECURE...

I doubt it's only credit cards. It's debit also? Any thoughts?

Did any one ever think that something this large is a form of infrastructure terrorism? Destroy our countries eco structure was a promise made in the 60's.

Maximize stockholders' equity and executive bonuses by cutting security costs. Cardholders get ripped off.