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Top Tips to Avoid Identity Theft

In 2007, there were 8.4 million adult victims of identity fraud in the United States, according to research firm Javelin, resulting in $49.3 billion in losses and many hours of grief for the victims. Even though it seems so easy for criminals to steal your information, you can easily safeguard your ID by changing some habits and putting in a little extra effort. To help you protect yourself, Switched presents ten tips that will keep your money and information safe and, as a bonus, get you less junk mail in the process.


1. Shred everything

Anything with an account number, signature, social security number or any personal information can be used against you, and since most people throw this stuff in the trash, it's readily available for dumpster-diving thieves. Shredding your bills, ATM and credit card receipts, pay stubs, back statements and anything else with confidential info is a much safer alternative. If the paper shredder you use cuts horizontally and vertically across the paper, that's even better, since it makes taping the paper back together difficult. Likewise, any digital data on hard drives, CDs, or DVDs should also be fully wiped or physically destroyed. On the plus side, shredding is kind of fun.


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