How Thieves Make Fake Credit Cards

there is also an 800 number to call to opt out on these offers. The number is 1-888-567-8688. This also may help to cut back on the problem

I've seen people with shoeboxes full of "Cut-up" credit cards. They keep getting them and chopping them. A thief would love that shoebox. That's one valuable jigsaw puzzle for any thief. All they need is the info on the card. Hey, it sounds like fun even if you're not a thief.

Back in the "good old days" of checks....forget it! I once wrote a check for a bill and failed to sign it. It went through 2 different banks and came back to me (on time) in my bank statement. I was shocked to find out that it had cleared 2 different banks in 2 different cities without even a phone call to question the check that I wrote without a signature. After that I would never travel with my check book and as soon as debit cards came around I started using that instead of cash.

We all should contact our local congressman and ask them to address congress to pass a bill so that the credit card companies are responsible for all credit card fraud. The c.c. companies act as if they are providing the public a service...I think not....they are padding their own wallets and the general public is paying for it. They sit back and charge outrageous finance charges, fees, etc...and if a thief fakes a card...who pays? WE DO! Perhaps we as American's should stand up and fight back. It's not just the thiefs you have to watch. Credit cards are becoming more common than cash.

Real hot topic. Where do I begin... Capitol One is the worst when it comes to solitation. Several a week in my name, my wife's name, my business's name, in the name of the commercial property I own. Haven't seen one for the kids yet, but sure their working on that! Citibank will put your picture on their Visa and Master cards, you have to request it, they don't do it automaticaly. DO NOT SIGN YOUR CARD!! Put in the signiture area, "SEE ID". Remind merchants that they should read the back and ask you who you are. Many just don't care if the card is valid or not. It's just some $7 an hour employee keeping hell from breaking loose on your credit and life!! I use bill payment as often as I can, and when I send a check, I use secure envelopes, or wrap the check in plain paper so you can't read or see that it's a check. Furthermore, I tape the envelope. This gives you a little more protection. Sign up with a service that watches over your credit. I use American Express Credit Aware for about a $100.00 per year. I get notices as to who requested my information, when I received an increase in credit, and most important, when a new line of credit was opened in my name. I also receive $50,000 in insurance to cover costs should I be "jacked".

I have two credit cards now fom many, and both can be checked on-line in secure web sites to see activity. It takes a few moments, and I try to do it 2 -3 times a week. I do not pay on these sites, I use my bank with bill pay. Just another level of protection. AND, most importantly, as another poster blogged, DO NOT GIVE OUT YOUR SS #. Doctors no longer can require you to comply. In some circumstances you must, but keep a log as to whom you gave it to, so in the event you have a problem, you have something to start with as to where your number was obtained.

One more point, If you did not request an increase in your credit, call the company/Bank to bring you back to the minimum. When buying a house, this credit will be used against you. If you claim $80,000 income, and you have access to $25,000 in credit by adding up your maximum amounts, this is subtracted from your income! Their point is, what would stop you from accessing all that money and putting you (and them) at risk of default. Evrybody wants a piece of you, it is up to you how big of a slice you want to give................

"This follows the exposure of a Miami fraud ring in which six men used counterfeit credit cards to buy Wal-Mart gift cards. The men then used the cards to purchase $1 million in items at Sam's Club, a subsidiary of Wal-Mart."
I think these were the guys that led to the discovery of the TJMaxx debacle.
The largest data theft ever, some 46 million credit card numbers stolen among other data.
http://www.cooltidbits.net/2007/04/have-you-ever-shopped-at-tj-maxx-uh-oh.html
Goes to show you can be very cautious about your information and have a retailer screw up and ruin your day.
There is no 100% secure use of credit or debit cards; someone can always find a way to scam you.

just stop using c.c. use cash we do remember it don`t we? a lot faster& is safe & no waiting!

If everyone would write "void" across the offer, a big "X" on the signature line and mail it back in the prepaid envelopes, there would be less offers. I actually made stickers that say "please recycle this junk mail and remove my name from your list" so I don't have to write it every time. I'm also tried of all the advertisements included with my credit card bills and have started sending them back (voided) as well.

So far the debit card seems to work for me,you have to have your number to release the money,you can change you number frequintly, and if it gets stolen just call your bank, if they use it as a credit, you will know by checking your balances daily, or use cash then take the chance of getting mugged, raped, or shot to death! Just as long as the govt. dosent step in and plant a barcode on my forehead!!! I am doing okay with my money.

Our whole economy is based on money that isn't really there and hasn't been earned yet. It's perched on a mountain of debt. In a way it's functioning similar to a Ponzi scheme. We've ended up like one of those hamsters in a running wheel. If we ever stop we're going to get badly banged up.

Things are really changing for the worse in this country. I was in the Post Office today and posted was a sign stating that credit cards that state on the back that "Ask for Photo ID" of "Photo ID Required" would no longer be honored. I thought this procedure was a way to avoid unauthorized use of credit cards. I will go back to using checks... Too bad...

IN THIS LIBERAL SOCIETY WE LIVE IN, THIS WILL FLOURISH, JUST LIKE SEXUAL ABUSE OF CHILDREN ,,WHEN SOMEONE IS CAUGHT AND PROVEN GUILTY THEY ARE MERELY SLAPED ON THE HAND AND SET FREE TO CONTINUE LIKE THEY WERE NEVER APREHENDED,,THIS IDENTY THEFT,CREDIT CARD HACKING AND THE LIKE WILL CONTINUE TILL THE JUSTICE SYSTEM STARTS CUTTING THEIR DAMM HANDS OFF WHEN CAUGHT.

Well no matter what happens..This day in age, As technology grows, We grow and adapt, So if its secure, we learn to break through it, so doesnt matter if it develops, we will develop to it!

People who commit fraud or who are guilty of identity theft should, when caught, be subject to the death penalty. I think all thieves should be executed, the same as pre-meditated murderers. Our justice system is weak and favors the low life criminals.

Just think for a minute, dont use card more than you have too. what did we do before the cards , go into the bank of choice get what you think you will need for the week.I dont even trust banking on line . there are people sitting behind a desk figuring how to con you . and they are doing it , the food industry for etc. I could go on and on. try to outsmart the con man.

If I could charge cc companies for every unsolicited card that they mail to me, I could pay off my school loans in a year.

I talked to my bank official about this problem. he shows great concern.It is a bad problem in this country , but he also reassured me, as long as I use the credit card from the bank I deal with , they will back me in every way. but if I have a credit from another bank , you need the insurance . to help with this problem,credit cards from other sources, you need to carry ins.

Citi card has a good idea. it is a one time or limited merchant use card number. called a virtual card number. You can set it up so it will only be good at one merchant or only for a one time purchase. It gets charged to your "real" credit card only by Citicard and identity theft by giving out your card number using this system should be non existant ( unless Citi card has an issue) You cannot use the card number at any place else --- it will show as invalid. I have used this several times when making on line purchases with little fear of them taking more than i agreed to.

On the messages about solicitations. I have this nice official looking form leter I printed up stating "I have heard the post office is no longer making money due to the competition well I for one am doing my part by returning all my junk mail in the postage paid envelope you conveniently provided. Here is your junk mail back please keep sending solicitations and i will continue to do my part to make the post office profitable again by sending them back." I put all the pieces they sent along with my letter . I make sure to cut out and paste my return address to the letter so they will know who to remove from their list. I inserted this in every postage paid solicitation i recieved for a few months and the offers are down to only a few at the present time. Too bad for the post office not making money any more.

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